Live for Today While Planning for Tomorrow

Spring is a season of renewal, making it the perfect time to refresh your home and your financial and future plans. Whether you own your home already or have it on your radar, life is about enjoying the present while ensuring stability for the future. Below is a list of advisors you should have on your team to help you thrive today and be prepared for tomorrow!

🔑 Financial Advisor
A financial advisor helps you:

• Set long-term financial goals, including saving for home upgrades, college funds, and retirement.

• Build investment strategies to grow wealth over time.
  Tip: Consider scheduling an annual financial check-in to align your goals with your current homeownership plans.

💸 Tax Advisor (CPA or Enrolled Agent)
Tax advisors can help you:

• Maximize deductions related to homeownership, such as mortgage interest, property taxes, and home office expenses.

• Understand capital gains implications if you're considering selling a home or renting it out.
  Tip: Ask your tax advisor about potential deductions specific to energy-efficient upgrades or renovations.

📄 Estate Planner or Attorney
An estate planner ensures that your assets, including real estate, are protected and part of a comprehensive legacy plan. They help:

• Account for your property in wills, trusts, or estate plans.

• Protect your assets and guide smooth wealth transfer to future generations.
  Tip: Ensure your home title is correctly listed in your estate plan to avoid legal issues later.

🏠 Real Estate Advisor (That’s Us!)
Your real estate advisor offers guidance on:

• Local market trends, home values, and the strategic timing for buying, selling, or investing.

• Connecting you with trusted professionals, from lenders to contractors, ensuring informed decisions.
  Tip: Not sure about your home's current value? Let's chat and create a plan that fits your goals.

💼 Insurance Advisor
An insurance advisor ensures you're covered with the right protections:

• Evaluate and recommend proper home insurance, including additional protections like flood or earthquake insurance.

• Discuss life insurance as part of a larger estate plan.
  Tip: Regularly review your policy to ensure it aligns with your home's current value and any recent upgrades.

Homeownership isn't just about where you live today—it's an investment in your future. By building the right financial team, you can enjoy your home now while planning for tomorrow's possibilities.

Need referrals to trusted financial experts, or curious about your home's value? I'm here to help you thrive at home, today and tomorrow.